City is only in the eighth percentile nationally – still better than Birmingham and Montgomery

MOBILE COUNTY, Ala. (WKRG) — No credit? Big problem for people in Mobile.

The Port City ranks in the 8th percentile nationally for a median personal credit score, 647, according to a study released Tuesday by the personal finance website WalletHub.

The survey looked at 2,570 cities and towns nationwide.

Navarre, Fairhope, Destin, and Daphne were the only cities in the WKRG viewing area to have a score better than the national average.

Navarre was in the 85th-percentile, Fairhope and Destin in the 71st, and Daphne in the 51st.

Despite its poor median credit score, Mobile was still second among Alabama’s four major cities. Huntsville (675) was in the 38th-percentile, Mobile (647) in the eighth, Birmingham (637) in the seventh, and Montgomery in the second (617). Selma has one of the lowest median credit scores in the county at 589.

See the full report here

Local Median Credit Scores

NAVARRE 745
FAIRHOPE 723
DESTIN 722
DAPHNE 699
OCEAN SPRINGS 682
CRESTVIEW 676
FOLEY 675
FORT WALTON BEACH 675
MILTON 675
BILOXI 666
PENSACOLA 664
MOSS POINT 649
MOBILE 647
THEODORE 647
PASCAGOULA 641